Who Will Pay My Medical Bills After a Car Accident in Florida?

If you were recently injured in a car accident in Tampa, you may be confused about your legal rights and options. You suffered injuries. You’re missing time from work. You’re receiving all these medical bills after a crash that wasn’t your fault. You’re likely thinking, “Who will pay my medical bills after a car accident in Florida?”

Winters & Yonker Personal Injury Lawyers is a premier personal injury firm based in Tampa, Florida. Our caring car accident lawyers can help answer this question, and any others you may have, and provide legal guidance and representation throughout the claims process. Contact us today at (813) 223-6200 for a free consultation where we can discuss your options.

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How Our Tampa Car Accident Lawyers Can Help You Get Compensation After a Crash

If you were injured in a car accident in Tampa, FL, you may be confused about your legal rights and your next steps. The helpful attorneys at Winters & Yonker Personal Injury Lawyers can assist. Our Tampa car accident lawyers have more than 119 years of combined experience and have secured tens of millions of dollars for our clients. We can help you throughout this process by:

Answering any questions you have
Helping coordinate your medical care
Reviewing all applicable insurance policies
Investigating the accident to determine who is responsible for your damages
Working to minimize your financial liability
Handling communications with the insurance providers on your behalf
Filing a lawsuit on your behalf, if necessary

If you were injured in a Florida car accident and need help covering your medical bills, look no further than Winters & Yonker Personal Injury Lawyers. Contact us today for your free consultation.

Options for Payment of Medical Bills Following a Florida Car Crash

Depending on the circumstances, your options for payment of medical bills following a motor vehicle accident in Florida may include:

PIP Insurance

Though there are movements to change it, Florida is currently a no-fault insurance state. This means that most car accident claims are resolved by filing a claim with your own Personal Injury Protection (PIP) insurance.

However, Florida PIP insurance provides limited benefits, including:

Medical benefits – PIP insurance pays for 80% of all reasonable expenses for necessary medical services stemming from an accident, up to $10,000. To receive these benefits, you must receive the medical services within 14 days after the date of the crash.
Lost wages – PIP insurance pays for 60% of lost wages incurred because of the accident, subject to the same $10,000 maximum as medical benefits.
Death benefits – If someone dies in a car accident, PIP benefits provide a death benefit of $5,000 per individual.

Our team can help file your claim with your PIP provider and ensure you receive coverage for all benefits to which you are entitled.

If you don’t have PIP insurance, you might be covered under another household member’s policy.

Med Pay

You may have optional Med Pay coverage. This insurance pays for medical expenses without regard to fault, but it tends to have low limits. Med Pay coverage is secondary to your PIP coverage, so your benefits will first be paid through PIP insurance until your benefits are exhausted.

Health Insurance

You may have health insurance that can pay for the missing 20% of your medical expenses or expenses that exceed your PIP and Med Pay coverage. Your health insurance provider may be entitled to reimbursement from your auto insurance or any successful claim you make.

Other Insurance

You may be covered by other health insurance, short-term disability insurance, or other insurance that can help pay for your accident-related medical expenses.

Personal Injury Lawsuit

You may have the right to file a personal injury lawsuit against the at-fault driver for your unpaid medical expenses. Florida law allows you to step outside the no-fault system if you suffer any of the following types of injuries:

Significant and permanent loss of an important bodily function
Permanent injury as determined by a medical professional
Significant and permanent scarring or disfigurement
Death

Through a personal injury lawsuit, you can potentially recover the full extent of your losses, not only 80%, as well as pain and suffering and other non-economic damages.

You may be able to make different types of claims to maximize your recovery. An experienced car accident lawyer can review the circumstances surrounding your case and explain your options.

Contact Our Florida Car Accident Lawyers for a Free Consultation

Now that you have a better understanding of who may pay your medical bills after a car accident in Florida, you may have decided that you need legal help.

A caring, experienced car accident lawyer from Winters & Yonker Personal Injury Lawyers can explain your options and assist you every step of the way.

Call us today to take advantage of your free case review, we also handle: